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Fire & Water - Cleanup & Restoration

How to deal with Business Interruption Following a Disaster

5/10/2022 (Permalink)

Commercial building restored by Servpro Team How to deal with Business Interruption Following a Disaster

Small businesses need to carefully manage their risks and internal processes by integrating disaster risk management into their business operations and decision-making processes. When disaster strikes, business interruption insurance is vital. Business interruption insurance can cover losses of income and ongoing costs resulting from disruptions such as:

  1. Profits the business would have earned, based on financial records, had the disaster not occurred
  2. Operating expenses, such as electricity that may occur even if the core business activities are suspended
  3. Costs incurred from using out of a temporary location while the original premises are being repaired.

Business interruption insurance is designed to repay a business against losses arising from its inability to continue the everyday operations and functions of the business. Coverage is activated by the total or partial suspension of business operations due to the loss, loss of use, or damage to all or part of the buildings, plant, machinery, equipment, or other business property due to a covered cause of loss. The causes of damage can include fire, natural disasters, collapse, vandalism, malicious mischief, riot, riot attending a strike, and civil commotion.

However, any business needs to carry out a risk assessment of the business unit's threat landscape, the financial impact, and the recovery time to ensure that the insurance is according to your needs.

Storms and inclement weather can be devastating to any business. Wind damage, heavy rain, and flooding can occur suddenly and cause substantial damage in minutes. There's never a convenient time for flooding or storm damage to strike your business. Every hour spent cleaning up is an hour of lost revenue and productivity.

An unexpected period of lost productivity and revenue can be devastating. Fire and water damage can interrupt your business operations instantly without the notice. SERVPRO of Martin County has the training, equipment, and resources to quickly get your commercial property back to business.

  • Small Office Buildings
  • Large Office/High-Rise Office Buildings
  • Apartment Buildings
  • Restaurants
  • Hotel/Motels
  • Small Retail Stores
  • Large Retail/Big-Box Stores
  • High-Rise Residential
  • Manufacturing & Industrial
  • Government/Military

Your commercial property's appearance speaks volumes to your clients. So when the need arises for professional cleaning or emergency restoration services after a disaster, SERVPRO of Martin County has the training and expertise to help make it "Like it never even happened."

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